PASS CHRISTIAN — The Dubuisson home will resemble others in the traditional Pass Christian neighborhood when construction is complete this summer yet underneath will be a superstructure built to withstand 200 mile-per-hour winds and cut wind insurance premiums to $1,000 a year.
The home is two miles from the Mississippi Sound, and the $1,004 wind insurance rate is based on a home value of $375,000 and a 2 percent deductible.
The state wind pool charge is $1,500 a year on a $110,000 house and architect Zachary Klee, with Klee Odom and Klee in Biloxi, said the wind insurance on his $180,000 home in the same zone costs three times as much as Dubuisson’s house.

“I knew it was going to save me money,” homeowner Jan Dubuisson said of the concrete construction, “but I didn’t know how much.” What gives the home its strength is Autoclaved Aerated Concrete block. The blocks are made off-site with natural materials such as sand, lime, aluminum powder and water. A chemical reaction occurs when the concrete is mixed and cast, resulting in a product that is one-fifth the weight of standard concrete blocks – light enough to float.
The AAC blocks cut like wood and interior ducts for water lines and electrical are routed into the 8-inch thick walls that have an R-30 insulation value.
Construction superintendent Jonathan Murray of Pearl River, La., said it took a crew of eight three days to build the shell of the house............read more
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